“Kevin Can I Earn More Than 3.5%…”

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Just south of ‘Sawmill Creek…..

Hi Attorney Kevin Pritchett here

   “Kevin can I earn more than 3.5%…….?”

Yes and No
A client recently asked me this question…and like I told that client…yes…and no!!

   First..legal disclaimer.  I am NOT an investment advisor, securities representative nor do I play one on TV.  If you have questions about your securities (stocks, mutual funds, bonds…) you should seek the advice of licensed professionals.

   Ok…now that I have THAT out of the way….There are ways that are NOT securities that you have the possibility to earn a higher return.

    How?  The insurance industry!!

The Insurance Industry  
I bet you didn’t know that using insurance products, equity indexed annuities and equity indexed life insurance policies you have the ability to grow your money at returns approaching 5.5%-7.5% or higher…all without any stock market risk!!

Upside Return WITHOUT Downside Risk
      Here’s how it works.  When you purchase Equity Indexed Insurance Products you are NOT putting your money into the stock market.

   The insurance company takes your premium (the amount you are putting into the insurance products) and matches it against the return of various indexes. 

When the index you’re matched with goes up, you get a portion of the growth. 

Your Gains Are Locked In
    Here’s the good part…when the index you’re matched with goes down or negative…you get a ZERO return for that period.

  As a result, any gains you make arelocked in..you NEVER have to recover from a loss.

    So here’s all the benefits of this powerful strategy:
==you get upside market growth potential
==with NO RISK OF DOWNSIDE LOSS.

In other words….you get to participate in market gains…and avoid all market losses.PRETTY SWEET!!

Surrender Periods and Charges
     The catch with this strategy is that there are surrender periods and charges…just like with a CD.  You have access to 10% (typically) of your money each year without surrender charge and after the surrender period is over, the surrender charges NEVER reappear…unlike a Bank CD.

   If this approach interests you….

CLICK HERE TO WATCH AN EXPLANATION OF THIS STRATEGY

Another Approach -Guaranteed Fixed Interest Rate     So remember in my answer to my client’s question I said yes…and no…here’s the no part.

If you’re ‘old school’ and you want essentially a CD Replacement and want the certainty of a fixed interest rate for a fixed period of time…then you can choose a GUARANTEED FIXED INTEREST RATE Product like a Bank CD, or an annuity. A bond also if you want stock market exposure.  

Currently the going rate for Bank CDs is 0.5% to 1.5% depending on the term and the amount of the DC.

    Currently the going rate for Guaranteed Fixed Interest Rate annuity products is about 3.5% (this rate varies with market conditions and there is an outlier company with a 4.1% rate but 3.5% is about average for a Guaranteed Fixed Rate Annuity in March of 2019).

    So…if you want the absolute certainty of a certain interest rate..then no you can’t earn much more than 3.5% currently….

Reach Out To Me If You Have Questions.  
If you have comments or questions about any of this…send me an email:ironkop@gmailcom or if reading on my blog or Facebook page leave your questions or comments below.

Remember…..
“Things Don’t Get Better With Neglect…..”

Kevin Pritchett, Esq   
Law Office of Kevin Pritchett, Inc
www.KevinPLaw.com
312-505-1957
ironkop@gmail.com

The Shocking Truth About Your IRA…Its NOT What You Think It Is!!

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Just south of ‘Sawmill Creek…..

Hi Attorney Kevin Pritchett here
Do You Know What Your IRA/401k/403b REALLY Is?
   You probably believe what you’ve been told…that your Qualified Retirement Accounts are a great way for you to save for your retirement….yes and no.

    What you probably DON’T know (unless you’re my client already or attended one of my seminars)is :
“Your IRA/401k/403b (IRA for short)
is a way for the IRS to force you to pay them tax!!!

The Required Minimum Distribution (RMD)
Every retirement account grows money tax deferred.
If you withdraw IRA money before age 59 1/2 you must pay a stiff tax penalty PLUS any amount you take out is taxed as ordinary income.

    And when you reach age 70 1/2 there is a requirement called the REQUIRED MINIMUM DISTRIBUTION (RMD) which REQUIRES you to take money out of your IRA whether you need or want to or not!!

    This is where the IRS springs its TAX TRAP. As I’ve explained in previous newsletters…the IRS would MUCH rather get tax on the growth of your money…and they GUARANTEE THEMSELVES of a cut of your money by REQUIRING YOU TAKE THE MONEY OUT WHETHER YOU WANT TO OR NOT!!

There are proven strategies that can avoid
or at the least mitigate this tax trap…but only if you know them and apply them in time.

Reach Out To Me If You Have Questions.
If you have comments or questions about any of this…send me an email :ironkop@gmailcomor if reading on my blog or Facebook page leave your questions or comments below.

Remember…..
“Things Don’t Get Better With Neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.312-505-1957ironkop@gmail.com
www.KevinPLaw.com

The 5 Steps To Creating An Estate Plan The ‘Right Way’

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Just south of ‘Sawmill Creek…..

Hi Attorney Kevin Pritchett here

Why You Need An  Estate Plan
So you know you need an estate plan….To die without handling your affairs creates CHAOS and expense for your loved ones.

   So even though you KNOW you need it for all the usual excuses you never seem to get around to it….NOW’S THE TIME!!

 There’s A TON Of Misinformation
       About Estate Planning      
The other problem is that there’s a TON of misinformation about what constitutes a proper Estate Plan (most of it from people like your ‘Uncle Melvin’ or ‘the guy down the block ‘who always seem to have advice to give…..

     So to cut through all the noise…here are the 5 steps to creating an estate plan:

The 5 Steps To Creating An Estate Plan
Step 1:Decide Your Final Wishes
      Before you do ANYTHING you MUST sit down and WRITE OUT what your final wishes are.I use a FINAL WISHES PLANNER for my clients…
   Then after you’ve decided on what you want you complete these 5 steps:

Step 2:  Create Powers of Attorney For Healthcare
             and Property  
Powers of Attorney are documents you create that allow others to act on your behalf…in this case to handle your Healthcare decisions and your business affairs.   
Powers of Attorney are ONLY effective when you are still alive.  Once you pass, other documents takeover.    In Illinois, a Power of Attorney For Healthcare is used instead of a ‘Living Will.’..they both do the same thing…state your Healthcare wishes in the event you cannot.

Step 3:  Create A ‘Pour Over’ Will
    This is where people ‘mess up.’ I will is just one instrument of your Estate Plan. A will is NOT an estate plan in and of itself nor does it  avoid probate.A will is in fact the guide a probate judge will use to distribute your estate. 

      You use a will basically to state that all your assets will be distributed by your Trust (more on Trusts in a moment).     

  If ALL you have is a will your heirs will
still have to go through the expense and delay of Probate

Step 4: Create A Revocable Living Trust  
Ideally you want your Trust to be the document
that distributes your estate assets…not your Will.

     Why?  Your Trust WILL NOT go through Probate, is private and does not have delays and expense of Probate Court.

      There are many types of Trusts but the one used in most simple Estate Plans is a Revocable Living Trust…which means you can change it any time in your life.

Step 5: Update Estate Plan Regularly
      Once you create your Estate Plan make sure you review it at least once every 3 year sor so.  Life changes and your Estate Plan must adapt accordingly.

Reach Out To Me If You Have Questions. .
If you have comments or questions about any of this…send me an email :ironkop@gmailcomor if reading on my blog or Facebook page leave your questions or comments below.

Remember…..
‘Things don’t get better with neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
ironkop@gmail.com
312-505-1957
www.KevinPLaw.com

When Should You Take Your Social Security Benefit?

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At What Age Should You Take your Social Security Benefit?

Just south of ‘Sawmill Creek…..

Hi Attorney Kevin Pritchett here
When Is The Best Age To Take Social Security?
You can collect your Social Security benefit as early as age 62. 

  However, you only get the full 100% of your Social Security benefit when you wait until your Full Retirement Age, which is somewhere between  the ages of 66 and 67.

Full Retirement Agre (FRA)
    Quoting from a ‘Motley Fool’ article on the subject: 
 
   “ If you apply for your benefits at age 62, then your
monthly check will be much smaller than it would
be if you wait until FRA. The Social Security Administration reduces your monthly benefit payment by a fixed percentage for every month you claim earlier than FRA, and those monthly penalties can add up. For example, a person born in 1960 has a full retirement age of 67; if they claim benefits at age 62, they’d get 30% less per month than they would get otherwise.

From that same article….

“The difference between the amount you could collect
in benefits at age 62 and the amount you could collect
if you wait until age 70 to apply for benefits is significant.
Assuming a full retirement age of 67 and a full retirement
age benefit of $1,000, a person who claims at age 62
would only receive $700 per month, while a person who
claims at age 70 would receive $1,240 per month. In this
scenario, claiming at age 70 results in a monthly check
that’s a whopping 77% bigger than the check they’d
receive at age 62.”

Advantages of Collecting At Age 62 and Breakeven 
    The advantage of collecting at age 62 is that well…you can collect!!!  If you wait to collect and you die, then you lose!! Overall. there is a 40% chance a 60 year old will not live to age 80 based on 2015 data.
 
     Along these same lines…if you collect at age 62 the longer you live, the more total benefits you may collect…the point at which you ‘break even. “The breakeven point is different (with certain assumptions)for age 62, 67 and 70.

Other Factors
Of course since we’re dealing with ‘a government benefit…NOTHING IS SIMPLE!!!

   Other considerations:

==spousal benefits
==total income considerations
==what other income/assets you have

   If you’re nearing age 62 and expect to collect Social Security it pays to think very very carefully, consider all the possibilities and make a plan BEFORE you get to the critical age….you only get one shot at this!!!
Remember…..
“Things Don’t Get Better With Neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
ironkop@gmail.com
www.KevinPLaw.com
312-505-1957

Do You Have A Lawsuit Target On Your Back?

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Are You A Target?

Just south of ‘Sawmill Creek…..

Hi Attorney Kevin Pritchett here

Your Chances of Being Sued
Americans have a 10 percent chance of being sued
in any given year and a 33 percent chance of being
sued in their lifetimes, according to IFG Trust Services Inc., an international investment firm

Common Mistake
Problem is there’s a LOT of misinformation about the best ways to protect yourself.

For example:
  Mistake
==you should put your investment real estate  in your personal Trust…WRONG. 

Correct Answer:         
Investment property should be in separate entities, Sub S corporations and Limited Liability Companies  Reason, if anything happens in your investment properties or your business, any resulting  liability will be ‘stopped’ at your entity….

      In other words, if your personal assets and your  business assets are all lumped together, any liability from your business or investment activity could be assigned to your personal assets…and as a result EVERYTHING YOU OWN COULD BE AT RISK…..not just the business asset where the event occurred.

A Trust is NOT An Asset Protection Instrument
     The other HUGE mistake I see people make is the belief that a Trust of ANY sort is an asset protection instrument….A TRUST DOES NOT PROVIDE ASSET PROTECTION…PERIOD!!!

    Trusts are estate planning and probate avoiding instruments.  THEY DO NOT PROTECT YOUR PERSONAL ASSETS FROM LAWSUITS…

   What You Need To Know About Asset Protection
  Entities (sub S corps, LLCs, C corps)  provide limited liability asset protection.  Meaning any liability you may incur while operating in one of these entities is ‘limited’ to your investment in that entity…and does not spill over into your personal assets that are outside of the entity.

Example
Say for example you owned investment real estate, an apartment building. And let’s say you also owned $500,000 in stocks and savings, jewelry, a personal home a vacation home, cars, a boat, expensive art and let’s say a valuable piece of land in another state.

Let’s also say there’s an accident in your apartment building and someone dies. Let’s assume your property insurance has reached its limit and after a long lawsuit there is a judgement against you for $1,000,000 over and above what your insurance covers.

If you owned that apartment building in your personal name ALL YOUR ASSETS listed above could be attached and at risk in that lawsuit.

On the other hand, if the apartment building was owned by an entity and operated correctly (there’s the trick and the subject for another article….) your liability would be LIMITED to what that entity owned…and not be extended to all your other personal assets…make sense?
Your investment activity should be operated in one of these entities.
   On the other hand….Trusts (Revocable, Irrevocable, Charitable Remainder et al )DO NOT PROVIDE ASSET PROTECTION and are for Estate Planning and Estate succession planning.

   Got it???  Good
If you have comments or questions post them below and I’ll be sure to answer them!!

Remember…..”Things Don’t Get Better With Neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
www.KevinPLaw.com
ironkop@gmail.com
312-505-1957
www.KevinPLaw.com

The Tax Trap The IRS Has Set For You

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Hi Attorney Kevin Pritchett here

The IRS Has Set A Deadly Tax Trap For You
All money is taxed in one of 3 ways or ‘Buckets ‘for ease of illustration…..and one of those tax buckets is a DEADLY IRS Tax Trap theIRS has set for you.  Read on…


1. Tax Now Bucket    
This is where your money is taxed IMMEDIATELY!!

For example,
==your W-2 paycheck
==bank savings
==bank CDs
==emergency money saved in a bank

2. Tax Later Bucket
    This is your qualified retirement accounts:
==IRA, 401k, 403B. 

3. Tax Never Bucket 
This is where your money accumulates without tax
and you can take it out ….WITHOUT TAX…a true tax free environment (once the money is put in this bucket.
It may be taxed prior to getting in this Tax Never Bucket). 
      Examples of this Tax Never Bucket are:
==Roth IRAs
==Self Directed Roth IRAs
==Cash Value Life Insurance Policies
   The idea is to move as much money as possible away from the Tax Now and even Tax Later Bucket sand place that money in the Tax Never Bucket.

    Simple and Effective……Tax Season is here…get on it!!!

Remember……..
“Things don’t get better with neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
312-505-1957
ironkop@gmail.com
www.KevinPLaw.com

A Will Is NOT An Estate Plan!!

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Hey Attorney Kevin Pritchett here:

Probate Nightmare
True story…..
In a recent appointment, a client wanted my help with a Probate nightmare he had. Long, long story short, his mother left he and his sister a home..free and clear.

The brother, my client, was living in the home and paying all the expenses. And the brother and sister were in a dispute over all manner of issues.

The case was drowning in the bowels of Probate court and NEITHER brother or sister was going to get what they wanted in court….


Further, because of the way the house was titled (or more correctly IMPROPERLY TITLED..IN OTHER WORDS NO PROPER ESTATE PLAN AND THE HOUSE WAS LEFT TO BE DEALT WITH IN PROBATE COURT…) it was quite possible the legal title might be messed up from generation to generation!!! WHAT AN INCREDIBLE WASTE!!

A Will Does NOT Avoid Probate
Let’s just cut to the chase…a will DOES NOT…repeat…DOES NOT avoid probate!!


   A will is actually the roadmap that a probate court uses to distribute an estate.  With only a will your heirs are still required to suffer the
=delays
=costs
==public scrutiny and possible challenge
of Probate.

You CAN provide for your FINAL WISHES Smoothly and Privately
Don’t procrastinate on this….Things don’t get better with neglect…they get worse.
Talk soon


The Solution To Avoiding Probate  

The simple and effective way to avoid probate is to have a proper Estate Plan which consists of:
==a pour over Will
==Revocable Living Trust
==Power of Attorney For Health Care
==Power of Attorney For Property
==Quit Claim Deed of your Family Home Into Your Trus
==All Investment Properties In Entities or Land Trusts
(NOT   YOUR REVOCABLE TRUST!!!)

   With this Estate Plan your heirs can receive nearly all Estate Assets WITHOUT having to subject the estate to the delays, expense and scrutiny of Probate…SIMPLE AND EFFECTIVE.

   Yet WAY TOO MANY people mistakenly believe a Will alone will achieve the above…WRONG, WRONG, WRONG.
   Stop listening to ‘Uncle Melvin…or ” the guy next door’…..they’re dead wrong!!

Don’t procrastinate on this……

“Things don’t get better with neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
312-505-1957 phone
ironkop@gmail.com



Attention Real Estate Investors…You Should Be Ashamed Of Yourself…

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Shame On You If You Don’t Take Care Of This RIGHT NOW!!

Hi Kevin Pritchett here

  You Should Be Ashamed of Yourself: 
  All That Damn Real Estate Debt And…..
                   1. NO MORTGAGE PROTECTION PLAN ;
  2. NO ASSET PROTECTION PLAN
  3. No REAL ESTATE SUCCESSION PLAN

OK Kevin…”What Is Mortgage Protection, Asset Protection and Real Estate Succession?”
Glad you asked!!
Mortgage Protection is a plan using life insurance that:


===assures your MORTGAGE PAYMENTS ARE MADE        in the event of you unemployment, disability or 
death,


==protects your family’s ability to STAY IN THE
  HOME,   school district and in general keep from
disrupting  your family’s lifestyle in the event of your
disability or death.


==if you get to the end of your mortgage and don’t use
the plan you receive RETURN OF 100% of ALL
  PAYMENTS MADE      made on your  base plan


==easy qualification…NO MEDICAL EXAMS,
INSTANT APPROVALS 

Asset Protection:

==owing real estate in separate entities (NOT in your individual name) so that if you suffer a loss, everything you own is not at risk

Succession Planning:

==when you did AND YOU WILL YOU KNOW…making sure your hard assets..especially real estate go easily and smoothly and privately to your designated heirs and do DO NOT have to divided by a judge in PROBATE COURT.

 
Real Estate Investors Are Especially Vulnerable Mortgage protection, Asset Protection and Succession Planning are ESPECIALLY vital if you own multiple pieces of investment real estate.
Most of you are walking a tightrope to keep all those mortgages together yourself….


Just think of the horror show you’d inflict on your family if you DIE (and you will you know!!!) and all those mortgages and real estate and tenants become your spouse’s responsibility!!!!

So Very Sad…And So Unnecessary  

Just spoke with a client who contacted me for a consultation who recently lost her home to foreclosure because her husband lost his job and they fell behind in payments.
    With a mortgage protection plan he could have used some of the built up cash value to pay bills and stay afloat.
 The irony is, her husband is now back at work and has more than enough income but its now TOO LATE 

  Had another client come to me to fix a situation where his mother gave a house to he and his sister but didn’t title it right and they were fighting in Probate Court…talk about a ‘big ass’ check you have to write to me to fix THAT MESS!!!


    Don’t LOSE YOUR HOME/INVESTMENT PROPERTIES BECAUSE YOU DON’T HAVE PROPER PLANS IN PLACE


   With MORTGAGE PROTECTION, ASSET PROTECTION AND SUCCESSION PLANS in place YOU can make sure this will NEVER happen to you


CLICK HERE TO GET MORE INFORMATION AND SEE HOW MUCH YOU QUALIFY FOR


Things don’t get better with neglect…..they get worse!!

Remember….
“Its your life….make it Extraordinary!”
Kevin Pritchett
312-505-1957
ironkop@gmail.com
*licensed attorney;
licensed insurance producer

P.S.  Will you lose your home if you lose your job, become disabled or die?         CLICK HERE TO GET YOUR REAL ESTATE PLANS IN PLACE RIGHT NOW BEFORE IT TOO LATE

Biggest Estate Planning Mistake Nearly EVERYBODY Makes…..

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And The Simple Way To Avoid It!!!

Hey Attorney Kevin Pritchett here:

Probate Nightmare
True story…..
In a recent appointment, a client wanted my help with a Probate nightmare he had. Long, long story short, his mother left he and his sister a home..free and clear.

The brother, my client, was living in the home and paying all the expenses. And the brother and sister were in a dispute over all manner of issues.

The case was drowning in the bowels of Probate court and NEITHER brother or sister was going to get what they wanted in court….


Further, because of the way the house was titled (or more correctly IMPROPERLY TITLED..IN OTHER WORDS NO PROPER ESTATE PLAN AND THE HOUSE WAS LEFT TO BE DEALT WITH IN PROBATE COURT…) it was quite possible the legal title might be messed up from generation to generation!!! WHAT AN INCREDIBLE WASTE!!

A Will Does NOT Avoid Probate
Let’s just cut to the chase…a will DOES NOT…repeat…DOES NOT avoid probate!!


   A will is actually the roadmap that a probate court uses to distribute an estate.  With only a will your heirs are still required to suffer the
=delays
=costs
==public scrutiny and possible challenge
of Probate.


The Solution To Avoiding Probate  

The simple and effective way to avoid probate is to have a proper Estate Plan which consists of:
==a pour over Will
==Revocable Living Trust
==Power of Attorney For Health Care
==Power of Attorney For Property
==Quit Claim Deed of your Family Home Into Your Trus
==All Investment Properties In Entities or Land Trusts
(NOT   YOUR REVOCABLE TRUST!!!)

   With this Estate Plan your heirs can receive nearly all Estate Assets WITHOUT having to subject the estate to the delays, expense and scrutiny of Probate…SIMPLE AND EFFECTIVE.

   Yet WAY TOO MANY people mistakenly believe a Will alone will achieve the above…WRONG, WRONG, WRONG.

   I’ve created the  FREE “Personal Money Master”and Estate Planning Consultation so you can tell me what you want to accomplish, I examine your specific situation and let you know EXACTLY how to achieve your goals.

   No ‘Uncle Melvin…no “guy next door’…..Facts from a 30 year professional who can tell you like it is and get it done for you….

    I’m so sure my methods work….I offer an Estate Planning RISK FREE GUARANTEE… 

RISK FREE:  Not One But TWO Guarantees

 Guarantee – I Guarantee I’ll Show You AT LEAST $10,000 Of Tax                    And Other Fees You’re Overpaying ….or I’ll
                   Write You A Check For $100 On The Spot!!


So with my Estate Plan GUARANTEE, you have absolutely nothing to lose and potentially everything to gain!!
Schedule Your FREE NO OBLIGATION CONSULTATION.

1. call  312-505-1957 to schedule your FREE, 1 ON 1 consultation. 
or
2.   CLICK HERE TO SCHEDULE YOUR APPOINTMENT IMMEDIATELY


You CAN provide for your FINAL WISHES Smoothly and Privately
Don’t procrastinate on this….Things don’t get better with neglect…they get worse.
Talk soon

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
312-505-1957 phone
P.S. Want to get your FREE FINAL WISHES CONSULTATION  CLICK HERE TO SCHEDULE YOUR CONSULTATION
P.P.S. 1. call  312-505-1957 to schedule your FREE, 1 ON 1 consultation.          or
2.   CLICK HERE TO SCHEDULE YOUR APPOINTMENT IMMEDIATELY

$18,975 Or More Per Year of Guaranteed Retirement Income…No Matter What The Stock Market Does!

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How Would Your Retirement Planning Change If
You Could Receive $18,975 OR MORE Per Year
For The Rest of Your Life NO MATTER
         IF STOCK MARKET ROSE OR FELL???

Hi Kevin Pritchett here  

   Are You Worried About Outliving Your Retirement?
YOU SHOULD BE…but you don’t have to be!!!  

Case Study: $18,975 Per Year For Life

    In this example, a 60 year old client placed $250,000 in a guaranteed income plan and due to the way the case was designed, the client received $18,975 per year for life.   

  Additionally, if the client goes into a nursing home he will DOUBLE his income to $37,950 each year for 5 years or until the account reaches ZERO whichever comes first.
(all income based on the specific age and characteristics of this case…..)

You CAN Achieve Lifetime Guaranteed Income

    As sad as it may be, the TRUTH is that you’ve been LIED TO and DECEIVED by WALL STREET….FOR YEARS!!       For over 20 years I’ve helped my clients achieve LIFETIME GUARANTEED INCOME. THAT:
==lasts as long as you do

==is not affected by stock market downturns

==can increase over time to match inflation and your increasing needs   AVOID ALL STOCK MARKET LOSSES YET HAVE ACCESS TO PORTION OF STOCK MARKET GAINS.

  Custom Designed Guaranteed Income Plans
    No product or strategy is perfect for everyone.
Your individual situation and income needs must be considered to make sure a GUARANTEED INCOME PLAN is right for you.  

That’ why I’ve created my FREE NO OBLIGATION CONSULTATION where you tell me what you want, how much income you need, I review your financial assets and then tell you if you’re a good candidate for a GUARANTEED INCOME FOR LIFE PLAN.  

RISK FREE:  Not One But TWO Guarantees

Guarantee 1- 100% Money Back Guarantee The consultation is absolutely FREE, no pressure and I offer a 100% MONEY BACK GUARANTEE.  You can decide whether the LIFETIME GUARANTEED INCOME PLAN is right for you, take delivery of the annuity and if for whatever reason you don’t want it, you can cancel it and receive a full refund of any money you’ve put into it….GUARANTEED…I put it in writing!!! 

  Guarantee 2- I Guarantee I’ll Show You AT LEAST $10,000 Of Tax  And Other Fees You’re Overpaying ….or I’ll Write You A Check For $100 On The Spot!!

  So with my 2  GUARANTEES, you have absolutely nothing to lose and potentially everything to gain!!

  Schedule Your FREE NO OBLIGATION CONSULTATION

1. call  312-505-1957 to schedule your FREE, 1 ON 1 consultation.          or

2. CLICK HERE TO SCHEDULE YOUR APPOINTMENT IMMEDIATELY

You CAN achieve a LIFETIME GUARANTEED INCOME   Don’t procrastinate on this….Things don’t get better with neglect…they get worse.   Talk soon

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc.
312-505-1957 phone

P.S. Want to obtain GUARANTEED LIFETIME INCOME  CLICK HERE TO LEARN HOW  

P.P.S.  1. call  312-505-1957 to schedule your FREE, 1 ON 1 consultation.          or

2.   CLICK HERE TO SCHEDULE YOUR APPOINTMENT IMMEDIATELY