Guaranteed Income | Law Office of Kevin Pritchett, Inc.

Just south of Saw Mill Creek…

Hey Kevin Pritchett here:

Recent stock market gyrations got you worried?
Don’t lie…you KNOW you’re worried…and you SHOULD BE!!

Can you...
–afford to lose 10%…20% or more of your retirement portfolio?

–devote the time it would take to recover
any losses (aka postpone retirement…aka WORK LONGER????

I KNOW you can’t…NOBODY can!!

Profit From Market Upsides And Eliminate Losses From Downturns

Rather than wring your hands, continue to do
nothing and/or live in constant fear…you can
implement simple, safe, proven strategies that
can give you access to all market upsides and
eliminate any losses from market downturns.

What if you could:

==benefit for ALL stock market gains
==LOCK IN YOUR GAINS when the market
drops

==KEEP ALL YOUR GAINS AND NEVER LOSE A DIME
FROM ANY STOCK MARKET LOSSES

Over the last 20 years I’ve helped HUNDREDS
of people and business owners and others create safe plans that allow them to GROW THEIR ASSETS, create GUARANTEED INCOME STREAMS YOU CAN’T OUTLIVE, generate TAX FREE INCOME streams at retirement (and have their business pay for it…legally) and as a result,
sleep worry free when the markets gyrate.

For all the details WATCH THE VIDEO ABOVE OR
CLICK HERE

Remember…….
“Things don’t get better with neglect….”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett
312-505-1957
P.S.
You KNOW you need growth but you’re scared
to death of losses…find out how you can grow your
money and eliminate the losses when the
market turns…CLICK HERE

Just south of ‘Sawmill Creek…..

Hi Attorney Kevin Pritchett here

   “Kevin can I earn more than 3.5%…….?”

Yes and No
A client recently asked me this question…and like I told that client…yes…and no!!

   First..legal disclaimer. I am NOT an investment advisor, securities representative nor do I play one on TV. If you have questions about your securities (stocks, mutual funds, bonds…) you should seek the advice of licensed professionals.

   Ok…now that I have THAT out of the way….There are ways that are NOT securities that you have the possibility to earn a higher return.

    How? The insurance industry!!

The Insurance Industry
I bet you didn’t know that using insurance products, equity indexed annuities and equity indexed life insurance policies you have the ability to grow your money at returns approaching 5.5%-7.5% or higher…all without any stock market risk!!

Upside Return WITHOUT Downside Risk
      Here’s how it works. When you purchase Equity Indexed Insurance Products you are NOT putting your money into the stock market.

   The insurance company takes your premium (the amount you are putting into the insurance products) and matches it against the return of various indexes.

When the index you’re matched with goes up, you get a portion of the growth.

Your Gains Are Locked In
    Here’s the good part…when the index you’re matched with goes down or negative…you get a ZERO return for that period.

As a result, any gains you make arelocked in..you NEVER have to recover from a loss.

    So here’s all the benefits of this powerful strategy:
==you get upside market growth potential
==with NO RISK OF DOWNSIDE LOSS.

In other words….you get to participate in market gains…and avoid all market losses.PRETTY SWEET!!

Surrender Periods and Charges
     The catch with this strategy is that there are surrender periods and charges…just like with a CD. You have access to 10% (typically) of your money each year without surrender charge and after the surrender period is over, the surrender charges NEVER reappear…unlike a Bank CD.

   If this approach interests you….

CLICK HERE TO WATCH AN EXPLANATION OF THIS STRATEGY

Another Approach -Guaranteed Fixed Interest Rate So remember in my answer to my client’s question I said yes…and no…here’s the no part.

If you’re ‘old school’ and you want essentially a CD Replacement and want the certainty of a fixed interest rate for a fixed period of time…then you can choose a GUARANTEED FIXED INTEREST RATE Product like a Bank CD, or an annuity. A bond also if you want stock market exposure.

Currently the going rate for Bank CDs is 0.5% to 1.5% depending on the term and the amount of the DC.

    Currently the going rate for Guaranteed Fixed Interest Rate annuity products is about 3.5% (this rate varies with market conditions and there is an outlier company with a 4.1% rate but 3.5% is about average for a Guaranteed Fixed Rate Annuity in March of 2019).

    So…if you want the absolute certainty of a certain interest rate..then no you can’t earn much more than 3.5% currently….

Reach Out To Me If You Have Questions.
If you have comments or questions about any of this…send me an email:ironkop@gmailcom or if reading on my blog or Facebook page leave your questions or comments below.

Remember…..
“Things Don’t Get Better With Neglect…..”

Kevin Pritchett, Esq
Law Office of Kevin Pritchett, Inc
www.KevinPLaw.com
312-505-1957
ironkop@gmail.com

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GUARANTEED INCOME FOR LIFE…

“Kevin Can I Earn More Than 3.5%…”